Peer Analysis

Performance Ratios (%) RVSB Peer Median Peer Average
ROAA 1.41 1.14 1.12
ROAE 13.27 8.78 8.81
Net Interest Margin 4.32 4.27 4.18
Efficiency Ratio 63.24 61.14 60.13
Loans / Deposits 92.06 83.72 86.83
Asset Quality Ratios (%)
NPAs / Assets 0.53 0.58 0.56
NCOs / Avg Loans (0.07) 0.01 0.04
Reserves / Loans 1.32 1.10 1.11
Reserves / NPAs 189.77 137.58 171.92
Capital Ratios (%)
Tier 1 Capital NA 12.12 13.45
Tangible Equity / Tangible Assets 8.91 9.87 10.54
Total Equity / Total Assets 11.13 13.07 13.31
Market Ratios
Price / Earnings (x) 10.46 13.80 14.87
Price / Book (%) 131.08 137.75 136.75
Dividend Yield (%) 2.15 2.26 1.80
Data for trailing four quarters

Riverview Bancorp, Inc.'s peer group consists of the following: Anchor Bancorp (ANCB), Banner Corporation (BANR), Cascade Bancorp (CACB), Columbia Banking System, Inc. (COLB), Heritage Financial Corporation (HFWA), Pacific Continental Corporation (PCBK), Timberland Bancorp, Inc. (TSBK)

Riverview Bancorp, Inc.'s financial data is as of 12/31/2018.

Peer financial data is as of 12/31/2018 except for these companies:

Cascade Bancorp's financial data is as of 3/31/2017.
Pacific Continental Corporation's financial data is as of 9/30/2017.
Anchor Bancorp's financial data is as of 9/30/2018.