Peer Analysis

Performance Ratios (%) RVSB Peer Median Peer Average
ROAA 0.83 0.97 0.90
ROAE 8.05 7.76 7.41
Net Interest Margin 4.04 4.18 4.05
Efficiency Ratio 65.46 62.38 62.33
Loans / Deposits 82.01 83.97 89.18
Asset Quality Ratios (%)
NPAs / Assets 0.76 0.85 0.70
NCOs / Avg Loans (0.08) 0.03 0.03
Reserves / Loans 1.36 1.17 1.14
Reserves / NPAs 126.64 108.92 144.08
Capital Ratios (%)
Tier 1 Capital NA 12.28 13.01
Tangible Equity / Tangible Assets 8.05 9.54 10.37
Total Equity / Total Assets 10.35 12.29 12.77
Market Ratios
Price / Earnings (x) 22.17 24.34 30.48
Price / Book (%) 179.75 160.28 153.66
Dividend Yield (%) 1.29 1.82 1.27
Data for trailing four quarters

Riverview Bancorp, Inc.'s peer group consists of the following: Anchor Bancorp (ANCB), Banner Corporation (BANR), Cascade Bancorp (CACB), Columbia Banking System, Inc. (COLB), Heritage Financial Corporation (HFWA), Pacific Continental Corporation (PCBK), Timberland Bancorp, Inc. (TSBK)

Riverview Bancorp, Inc.'s financial data is as of 12/31/2017.

Peer financial data is as of 12/31/2017 except for these companies:

Cascade Bancorp's financial data is as of 3/31/2017.
Pacific Continental Corporation's financial data is as of 9/30/2017.