Peer Analysis

Performance Ratios (%) RVSB Peer Median Peer Average
ROAA 1.05 0.96 0.97
ROAE 10.20 7.34 7.84
Net Interest Margin 4.16 4.20 4.09
Efficiency Ratio 63.67 62.46 61.33
Loans / Deposits 84.14 83.86 87.99
Asset Quality Ratios (%)
NPAs / Assets 0.60 0.77 0.69
NCOs / Avg Loans (0.12) 0.04 0.05
Reserves / Loans 1.37 1.20 1.15
Reserves / NPAs 166.43 105.38 156.18
Capital Ratios (%)
Tier 1 Capital 15.02 12.23 13.13
Tangible Equity / Tangible Assets 8.24 9.71 10.44
Total Equity / Total Assets 10.51 12.07 12.98
Market Ratios
Price / Earnings (x) 15.17 25.56 22.72
Price / Book (%) 154.26 150.36 149.13
Dividend Yield (%) 1.71 1.78 1.50
Data for trailing four quarters

Riverview Bancorp, Inc.'s peer group consists of the following: Anchor Bancorp (ANCB), Banner Corporation (BANR), Cascade Bancorp (CACB), Columbia Banking System, Inc. (COLB), Heritage Financial Corporation (HFWA), Pacific Continental Corporation, Timberland Bancorp, Inc. (TSBK)

Riverview Bancorp, Inc.'s financial data is as of 6/30/2018.

Peer financial data is as of 6/30/2018 except for these companies:

Cascade Bancorp's financial data is as of 3/31/2017.
Pacific Continental Corporation's financial data is as of 9/30/2017.