Peer Analysis

Performance Ratios (%) RVSB Peer Median Peer Average
ROAA 1.50 1.47 1.45
ROAE 12.94 12.73 11.66
Net Interest Margin 4.36 4.39 4.05
Efficiency Ratio 61.88 62.11 62.02
Loans / Deposits 89.72 83.79 83.45
Asset Quality Ratios (%)
NPAs / Assets 0.48 0.39 0.42
NCOs / Avg Loans 0.01 0.06 0.06
Reserves / Loans 1.30 1.09 1.09
Reserves / NPAs 204.95 192.99 322.27
Capital Ratios (%)
Tier 1 Capital NA 13.30 15.20
Tangible Equity / Tangible Assets 10.06 11.69 11.68
Total Equity / Total Assets 12.20 13.26 12.95
Market Ratios
Price / Earnings (x) 9.53 10.56 12.42
Price / Book (%) 115.08 126.62 126.79
Dividend Yield (%) 2.49 2.12 2.14
Data for trailing four quarters

Riverview Bancorp, Inc.'s peer group consists of the following: Cashmere Valley Bank (CSHX), First Northwest Bancorp (FNWB), FS Bancorp, Inc. (FSBW), Heritage Financial Corporation (HFWA), Pacific Financial Corporation (PFLC), Timberland Bancorp, Inc. (TSBK)

Riverview Bancorp, Inc.'s financial data is as of 9/30/2019.

Peer financial data is as of 9/30/2019