Deposit Loan Composition

Financial Highlights
3/31/2017
3/31/2017
3/31/2018
3/31/2018
Loan Composition (%)
Total Gross Loans($000) 779,910 779,910 811,586 811,586
Gross Loans HFI Growth 24.75 69.30 4.10 7.05
1-4 Family Loans/ Loans 9.21 9.21 8.45 8.45
Multifamily Loans/ Loans 5.61 5.61 7.77 7.77
Commercial Real Estate Loans/ Loans 57.36 57.36 55.53 55.53
Commercial & Multifamily Real Estate Loans/ Loans 62.97 62.97 63.31 63.31
Real Estate Loans/ Loans 72.17 72.17 71.76 71.76
Construction & Development Loans/ Loans 7.96 7.96 6.77 6.77
Home Equity Loans/ Loans 2.71 2.71 2.65 2.65
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 3.06 3.06 1.62 1.62
Other Consumer Loans/ Loans 0.32 0.32 0.23 0.23
Consumer Loans/ Loans 6.09 6.09 4.50 4.50
Commercial Loans/ Loans 13.78 13.78 16.97 16.97
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 980,058 980,058 995,691 995,691
Deposit Growth 25.68 66.48 1.60 9.66
Transaction Acct Deps/Tot Deps 42.23 42.23 47.40 47.40
Savings Acct Deps/Tot Deposits 12.89 12.89 13.55 13.55
Money Mkt Deps/Tot Deposits 29.59 29.59 26.68 26.68
MMDA & Savings/Total Deposits 42.48 42.48 40.23 40.23
Retail Time Deps/Tot Deposits 6.99 6.99 5.82 5.82
Jumbo Time Deposits/ Deposits 8.29 8.29 6.55 6.55
Tot Time Deposits/Tot Deposits 15.28 15.28 12.37 12.37
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 84.72 84.72 87.63 87.63
Core Deposits/Total Deposits 91.71 91.71 93.45 93.45
Noninterest-bearing Deposits/ Deposits 24.77 24.77 28.02 28.02
Interest-bearing Deposits/ Deposits 75.23 75.23 71.98 71.98
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.