Financial Highlights

Financial Highlights
2020 FQ1 YTD
6/30/2019
2019 FY
3/31/2019
2018 FY
3/31/2018
2017 FY
3/31/2017
2016 FY
3/31/2016
Loan Composition (%)
Total Gross Loans($000) 887,977 877,025 811,586 779,910 625,322
Gross Loans HFI Growth 5.42 7.98 4.10 24.75 7.77
1-4 Family Loans/ Loans 7.36 7.67 8.45 9.21 11.36
Multifamily Loans/ Loans 5.71 5.89 7.77 5.61 5.40
Commercial Real Estate Loans/ Loans 53.20 52.67 55.53 57.36 56.62
Commercial & Multifamily Real Estate Loans/ Loans 58.90 58.55 63.31 62.97 62.02
Real Estate Loans/ Loans 66.26 66.22 71.76 72.17 73.37
Construction & Development Loans/ Loans 12.40 12.32 6.77 7.96 6.21
Home Equity Loans/ Loans 2.02 1.93 2.65 2.71 2.86
Credit Card Loans/ Loans 0 0 0 0 0
Vehicle Loans/ Loans 0.54 0.70 1.62 3.06 6.02
Other Consumer Loans/ Loans 0.27 0.26 0.23 0.32 0.44
Consumer Loans/ Loans 2.83 2.88 4.50 6.09 9.32
Commercial Loans/ Loans 18.51 18.58 16.97 13.78 11.11
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 922,274 925,068 995,691 980,058 779,803
Deposit Growth (1.21) (7.09) 1.60 25.68 8.18
Transaction Acct Deps/Tot Deps 50.42 50.62 47.40 42.23 41.53
Savings Acct Deps/Tot Deposits 17.45 14.86 13.55 12.89 12.44
Money Mkt Deps/Tot Deposits 22.32 25.22 26.68 29.59 30.72
MMDA & Savings/Total Deposits 39.77 40.09 40.23 42.48 43.16
Retail Time Deps/Tot Deposits 4.47 4.64 5.82 6.99 7.20
Jumbo Time Deposits/ Deposits 5.34 4.65 6.55 8.29 8.11
Tot Time Deposits/Tot Deposits 9.81 9.30 12.37 15.28 15.31
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 90.19 90.70 87.63 84.72 84.69
Core Deposits/Total Deposits 94.66 95.35 93.45 91.71 91.89
Noninterest-bearing Deposits/ Deposits 30.40 30.79 28.02 24.77 22.97
Interest-bearing Deposits/ Deposits 69.60 69.21 71.98 75.23 77.03
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.